A consistent, seamless digital borrower experience
Total Lending is a Loan Solution
The market's most complete array
of end-to-end loan solutions.
Enhance Risk Management
Loan documentation compliance is an industry norm.
An Effortless Experience
Steady, smooth digital lender experience for companies, firms, & and clients
Simple Lending
Transparency and enhancing back-office operations while boosting client onboarding
One Platform for Agility
Every interaction and asset under leadership is viewed from each perspective.
Quick ROI
Easy processes and minimal learning ensure faster employee uptake and ROI.
Covers the entire loan lifespan
A Unified Platform
Loan management software that saves money and increases efficiency
Process Streamlined
A digital experience that cuts down the use of humans or, as a result, risk and human error.
Enhanced Client Service
A more seamless onboarding process can help to capture and retain clients.
Use Cases Loan Management System
Fully Customizable Loan Programs
Empowering them to tailor their offerings according to the unique needs and preferences of their customers.
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Real-Time Decision Making
Real-time decision-making enhances the overall customer experience by reducing processing times and increasing efficiency.
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Ready-Made Connector for Other Banking Systems
This interoperability speeds up the deployment process and ensures a smooth transition for banks adopting this innovative solution.


Use Cases
28% of customers are extremely inclined to visit businesses where they are a member of a loyalty program to do so.
By retaining just 5% of their customer base, businesses can raise sales by up to 75%.
According to 32.3% of consumers, the recession has increased their involvement in retailer rewards programs.
Why Choose PayNet Systems?
Digital Wallet is developed for Enterprise Banking and Payments Platforms, offering your digital growth.
The implementation is fast to go to market, flexible, and gives fast positive ROI. Cloud, on-premises, or both of the two.
Over 7+ years of global experience with 10 Mn users in over 11 countries.
Offering a wide variety of financial services and payments at all times and from any location. Begin with the Digital Wallet.
Digital Wallet is developed for Enterprise Banking and Payments Platforms, offering your digital growth.
The implementation is fast to go to market, flexible, and gives fast positive ROI. Cloud, on-premises, or both of the two.
Over 7+ years of global experience with 10 Mn users in over 11 countries.
Offering a wide variety of financial services and payments at all times and from any location. Begin with the Digital Wallet.
ROLE: SALES INTERNSHIP
Qualification:
Graduate in any field.
Skills:
Communication Skills, Interpersonal Skills, Problem-Solving, Sales Management,
Teamwork.
Location:
Remote
Shift Timings:
Flexible
Key Responsibilities:
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Spread the word about our game-changing products.
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Turn potential clients into lifelong partners.
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Bring your ideas to the table – we love fresh perspectives!
ROLE: SOFTWARE DEVELOPER JOBS
Qualification:
Bachelor's degree in Computer Science or a related field.
Experience:
2 Years of software development experience preferably in the Fintech industry
Skills:
Java, Spring & Hibernate, MySQL, AWS, Mongo, and REST API
Key Responsibilities:
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Develop and maintain Java apps with Spring & Hibernate frames.
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Design, implement, and maintain databases using MySQL and MongoDB.
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Develop and maintain REST APIs
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Deploy and manage applications on AWS cloud services
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Collaborate with other team members and stakeholders to ensure project success.

PayNet is a White Label Neo-Banking Platform, for new-age financial institutions, helping them thrive in the industry through our agile cloud-native and API-first technology. PayNet’s prebuilt modules help you with the fastest time to market without compromising on the security level.
Company
Products
© 2023 PayNet. All rights reserved.
Customers are able to make payments using the digital wallet platform in a pre-set setting. In a payment device owned by a particular business, customers can load money into a spending account similar to a gift card, and they can use the mobile wallet software to make payments.
Closed Loop
Customers can conduct transactions at the businesses and places listed using mobile payment solutions. This software enables users to make both online and offline payments. It is frequently used to transfer money between users and to make purchases of products and services.
Semi Closed Loop
In contrast to closed-loop Paynet wallets, it. Open wallets are distributed by banks or authorized organizations. Together with money transfers and bank withdrawals, users can use a digital wallet platform for every transaction allowed with a semi-closed wallet.
Open Loop
What sets apart PayNet as a flexible Digital Wallet Platform?
Outstanding Customer Satisfaction
All accounts and transactions are managed through a single interface. Customer-centric UX from start to finish. There will be no further branch visits. Customers can use PayNet's digital Wallet to access a variety of payment options as well as other services.

Don't Slaying Security
A white-label digital wallet that protects your customers' data. Self-registration user onboarding (KYC/Non-KYC etc.) Secure your transaction with OTP, PIN, Biometric, and other two-auth factor verification methods.
P2P, P2M, Payments, and More
Allow clients to transact instantly with a variety of payment and financial services, including P2P, P2M, and Payroll. Provide easy access to payments via NFC and QR codes, as well as multi-channel connectivity.

Products Having a Monetary Value
With PayNets digital wallet value-added features such as form invoices, bill payments, multi-currency, remittances, offers and promotions, and others, you can go above and beyond what customers think.
Our Mission
To enable small and medium organisations to provide personalised digital banking and payments service on all channels


Trusted By Financial Institutions Across Globe
Loyalty Rewards
Reward your loyal customers like never before! Our software enables you to create and manage captivating loyalty programs that keep shoppers coming back for more. Increase customer retention and build lasting relationships.
Data Security Certified
Rest easy knowing that your customer data is protected. We take data security seriously, and our software is certified to meet the highest industry standards. Trust us to safeguard your valuable information.
Hassle-Free Refunds
Say goodbye to complicated refund processes. Our Close-Loop Wallet Software streamlines the refund procedure, ensuring quick and hassle-free transactions. Keep your customers satisfied and encourage repeat business.
SaaS-Based Pricing
Enjoy flexibility with our SaaS-based pricing model. Pay for what you need and scale your operations as your business grows. No hidden fees, no surprises, just transparent and affordable pricing
11 Countries

10 Million Users



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Mobile Banking
Digital channels are fast becoming the primary interface for you to communicate and engage with your customers. At PayNet we are constantly innovating, and collaborating with solution creators all over the world to make your you have access to the latest and the best technologies, services, and features and can create a continuously evolving and delighting experience for your customers.
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Easy On-boarding
Social log-in, eKYC for document and biometric verification, 3rd party database cross-checks, Debit card enabled log-in.
Multi-Factor Authentication
Device binding, OTP, Transaction Passwords, ATM PIN, log-in password, 3rd party HSM.
Service Management
Service fees, customer groups, banking service requests, 3rd party services like bill-pay, top-up, stock quotes, portfolio management.

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Geo-location services
Locate bank branches, ATM's, and push location specific services for partners.
Agent Banking
Financial Inclusion can be defined as the pursuit of making financial services accessible at affordable costs to all individuals and businesses, irrespective of net worth and size respectively. At PayNet we strive to address and proffer solutions to the constraints that exclude people from participating in the financial sector. Our Agency Banking solutions provide you with the most cost-effective way of delivering solutions to the marginalised and unbanked sections of the economy.
Mobile Banking Terminals
PayNet supports specialised mobile banking terminals with inbuilt capability for Off-line transactions, biometric authentication, audio notifications, USSD, and SMS support. Learn more
Off-Line Transactions
PayNet provides multiple solutions to enable offline banking solutions to enable inclusion in geographies that are not served by Telco's or where connectivity is not reliable. Learn more
Financial Product Modelling
Financial Inclusion to be successful requires a whole new set of products that are relevant to our target audience. PayNet provides multiple tools to design and deliver products like micro savings/lending, aid distribution, etc. Learn more


