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Digital Payment Platform
Next-generation payment methods for end users, our outstanding solutions for new age methods of payment provide the most innovative and modern payment solutions to merchants of banks and aggregators.

☑️ Fully Customizable Software

☑️ Compliant with Data Security

☑️ Access To Source Code 

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CLOUD NATIVE

We offer 99.95% uptime guarantee

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SECURITY CERTIFIED

100% compliance on OWASP and ISO standards

saas

SaaS BASED PRICING

Per user based pricing to assure best service quality.

Exclusive Features

bill pay
purchase
credit card
credit-card
payroll
content
loyalty

Utility Bill Pay

In App Purchase

digital payments
payments

Credit Card Pay

International Remittances

Payroll Services

NFC
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Digital Content

Loyalty Programs

digital-wallet
smartphone

Social Payments

Scheduled Payments

NFC

e-KYC

Geo-location Services

Dependent Wallets

Mobile Topups

online-shopping
smartphone

e-Commerce Payments

Mobile Banking

multi-currencies
coupons
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Multi-Currency Transactions

Coupons & Vouchers

Gifts and Promotions

tax
distribution

Tax and Fee Collections

Aid Distribution

Merchant Management Platform

A merchant management system simplifies and consolidates critical functions in order to manage merchants of all sizes and types efficiently

Multiple Channels and Modes To Accept Transactions Accepted Transactions

The platform supports online as well as in store channels. All digital payments initiated via the Payment Gateway, POS device, IVR, mobile and kiosk are automatically settled with the merchant hub according to the settlement options configured.
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With a single Merchant KYC & onboarding process, multi-channel merchants can be on-boarded quickly. An easy-to-use interface enables acquirers to digitally onboard merchants, reducing onboarding time

 Merchant Onboarding

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Clearing and settlements are supported with multiple interchanges, including VISA, Mastercard, Rupay, Diners, JCB, UnionPay International, and American Express.

Interchange

Management

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Businesses are able to quickly establish tiers for elaborate merchant hub systems & classify merchant relations based on location, business model, merchants type, or the organisation form.

Merchant Gateway  

Point of Sale (POS)
Businesses need effective and secure payment systems that can keep up with the rapidly changing digital climate in today's fast-paced world. Our Point of Sale (POS) digital payment solution fills this need. Our cutting-edge technology enables business of all sizes to improve customer experiences, speed up transactions, and generate growth.
Key features and benefits of our POS digital payment solution

  • Seamless Integration

  • Multi-channel Payment Acceptance

  • Speed and Efficiency

  • Enhanced Security

  • Real-time Analytics and Reporting

  • Customizable and  Scalable

  • 24/7 Customer Support

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QR Code Payment 
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Quick Response (QR) code technology is used by QR Payment, a secure digital payment solution, to provide quick, practical, and contactless transactions. By simply scanning QR codes displayed at retailers' ( POS ) machines or on digital invoices, users are able to pay with their smartphones.
The Benefits of QR Payment

  • Security

  • Convenience

  • Speed and Efficiency

  • Versatility

  • Enhanced Tracking and Analytics

  • Cost-Effectiveness

E-Commerce Payments
Digital Payment Solutions have emerged as a game-changer for both merchants and customers. With the increasing demand for convenient, secure, and seamless transactions, integrating a reliable digital payment solution is crucial to stay competitive.
Benefits of embracing digital payment solutions

  • Enhanced Customer Experience

  • Improved Security

  • Global Reach

  • Seamless Integration

  • Advanced Reporting and Analytics

  • Mobile Commerce Enablement

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 Rewards and Cashback Module 

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Reward Cashback Payments is a unique program that allows you to earn cashback on your digital transactions. Every time you make a purchase using our digital payment solution, you will receive a percentage of the transaction amount credited back to your account as cashback.
Benefits to enhance your digital payment experience:

  • Earn money while you spend

  • Increased savings

  • Flexible redemption options

  • Exclusive offers and promotions

  • Seamless integration

PayNet Virtual Money 

Financial inclusion, mobile financial services, MFI, closed-loop systems, air-time distribution, in-app purchases, social media credits, lotteries, trade fairs— PayNet has a solution for all business models. 

PayNet FEATURES:
 

  • Mobile Money

  • Multiple Wallets for Each Account

  • Multi-Currency Wallets

  • CUG Wallets

  • Child Wallets

  • Bank and Card Linked

PayNet SERVICES:
 

  • Social Payments

  • eKYC & Verification

  • Cross Currency Transactions

  • International Remittance Services

  • Companion Cards

  • Multi-factor Authentication

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PayNet Business Wallet

PayNet offers a full-service suite for enterprise wallet services enabling Telco's, retailers, distributors, corporates, and governments. From transaction services like payroll, credit lines, and working capital loans to business process management features like distribution hierarchy, maker/checker roles.

 

Our pricing model—Pay as you grow, makes us a good fit for SMBs. 

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WORKFLOW CONTROLS

  • ​Maker-Checker Roles

  • Auto User Status Control

  • Transaction Control

  • Closed Loop Management

  • Companion Cards

  • Transaction Limit COntrols

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BULK TRANSACTIONS

  • Bulk Registration

  • Payroll Management

  • Group Notifications

  • Bulk Payments

  • Integration to ERP/CRM/HRM

  • Support for CSV, Excel data

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DISTRIBUTION SERVICES

  • Agent Hierarchy

  • Parent/Child Controls

  • Real-time commissions

  • Bonus & Promotion campaigns

  • Merchant Collections

  • FOS Mobile Apps

Why PayNet 
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A centralised management solution called Paynet Merchant Hub helps acquirers manage crucial business processes by removing duplication, optimising workflows, and cutting expenses.

Optimises Back-Office Efficiency

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Paynet Merchant Hub enables you to quickly and easily offer consumers their preferred payment methods.

Increased revenue by expanding base.

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By automating the onboarding process, offering  payment acceptance channels,  boosting business growth, Paynet Merchant Hub improves the merchant experience. 

Improving Merchant  Loyalty

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The system effectively becomes a global solution, lowering acquirers' total cost of ownership.

Reduces the Total Cost of Ownership

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Start Building Your Fintech 10X Faster 🚀

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