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White Label Digital Wallet Platform

Build Mobile Financial Services for your Clients using our Market-Ready White-Label Digital Wallet Platform.

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☑️ Fully Customizable Software
☑️ Compliant with Data Security
☑️ Saas-Based Pricing  

Providing Digital Wallet Platform To A Variety
Of Industry Sectors



Neo Banks

Send, Store, and Receive money from QR codes, NFC, USSD, & Virtual Cards 

payment aggregators

Payment Aggregators


Build a merchant network by offering contactless payments with PCI DSS, ISO, and OWASP guidelines.

credit unions NBFI

Credit Unions


Build financial inclusion by deploying agents or business correspondents with e-wallet platforms in remote areas.

Go To Market 10x Faster

Rapid Deployment - Effortless Scaling

PayNet is hardware agnostic. Auto-deploy your wallet software in your cloud system for a quick start and Effortlessly scale run ten, thousand, or 10 million payments per day

Data Security Certified

Rest easy knowing that your customer data is protected. We take data security seriously, and our software is certified to meet the highest industry standards. Trust us to safeguard your valuable information.

Choose From Pre Built Features

Add new features e-wallet solution via our standard apps, API and SDK. Integrate with all open systems to speed up your client's needs and stand out among rivals.

SaaS-Based Pricing

Enjoy flexibility with our SaaS-based pricing model. Pay for what you need and scale your operations as your business grows. No hidden fees, no surprises, just transparent and affordable pricing.

Efficient and Developer-Centric

Designed with developers in mind, integrating the PayNet wallet API is straightforward and user-friendly.

Access our libraries through our developer portal, test features with the admin panel in our sandbox, integrate in five programming languages and count on continuous support from our development experts.

Comprehensive Modular Features
Pick and Choose As Per Business Priority 

multi language


Communicate to your users in their native language.


Omni Channel

Notify and engage your users on their channel, target messengers, email, SMS, push, In-App.

targeted campaign

Targeted Campaigns

Schedule campaigns to user segments for a higher success rate in user onboarding and pending payments

mobile wallet banner
bulk recurring payments

Bulk & Recurring Payments

Uploading a simple.csv or.xlsx file to build payment links in bulk, also helps save time and prevent errors.

readymade connectors

Ready Made Connectors

 Ready-made connectors for leading CRM, CBS, BPM, and ESB systems, and custom integrations are available on request.

invoicing reconcilation

Invoicing and Reconcilation

Invoice your customers, give payment links, and get real-time reports to help the finance team better manage the books.

Launch on Cloud For Quick Go To Market
Acquire S
ource Code Later 

Pre-Built Use Cases

bill pay
credit card

Utility Bill Pay

In App Purchase

Credit Card Pay

International Remittances

Payroll Services


Digital Content

Loyalty Programs

digital payments

Social Payments

Scheduled Payments




Geo-location Services

Dependent Wallets




e-Commerce Payments

Mobile Banking


Multi-Currency Transactions


Coupons & Vouchers


Gifts and Promotions

Tax and Fee Collections

Aid Distribution

User Case Study
KPay Digital Wallet 

Quickpay is a Fintech focused on financial inclusion in Senegal and Africa. Its vocation is to help all segments of the population to easily access financial services.

Quickpay is a 100% Senegalese entity with agile management that produces quality in its services. KPay Wallet is a mobile payment platform that aims to revolutionize financial transactions in Kenya.

The digital wallet provides users with a convenient and secure method for making payments, transferring money, and managing their finances through their smartphones.


KPay Wallet envisions becoming the go-to mobile payment solution in Kenya, offering a seamless and inclusive financial experience to users across the country.


App downloads

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Our Review Are Public & Are Verified By


software advice
capterra rating app

What Our Clients Are Saying



Managing Director

United Points


Paynet's unparalleled payment expertise created a high-quality use case for today's financial needs. Partnering with them boosted our understanding and opened major opportunities across ASEAN.



Head Digital Banking

KSB Bank Ltd


Paynet's social banking module revolutionized customer interactions with swift services via Facebook Messenger and Viber, raising service standards in digital social banking.




Georgia MFI Association


Paynet's wallet solution excels with rich features, seamless transactions, reliable performance, and exceptional support, crucial for our operations.

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Start Building Mobile Financial Services Now 

Book your demo today!

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  • What is a Loan Management System?
    A loan management system is a software solution that enables you to easily manage your whole loan cycle. You can orchestrate a faster market launch, build consumer-friendly lending products, and remain fully compliant with local and international regulations by leveraging the Paynet LMS.
  • What are the benefits of having a loan management system?
    The benefits of a loan management system are numerous, ranging from making your lending process easier through automatic credit checks, accurate customer evaluations, and a completely online and paperless approach to assisting you in precisely visualizing your ROI by streamlining your entire lending process.
  • What are the challenges of implementing a loan management system?
    The challenges that arise in using a debt management system are minimal. While you can start experiencing the various advantages of one in no time. Also, because most architectures are entirely cloud-based with real-time support, you can save time during deployment as whatever problems happen can be modified immediately.
  • What is the approximate cost to implement a loan management system?
    As all of our offerings have been developed to scratch with each lending organization, our prices vary. Please reach out to our company's executive right now to get the most up-to-date price.


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