Pooja Yadav
How to Launch a Digital Banking Platform?
The era of traditional banking is coming to an end. More and more people prefer to do everything online, and if your bank does not offer...
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Digital Banking Platform For Any Financial Institutions
Get the best solution for your bank or credit union
Ready to Use Modular Backend
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200+ APIs to centrally manage all products.
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Flexibility to add functionalities and build customer journeys as per your choice.
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Build customer-centric products through our API and SDKs.
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Access platform capabilities through our extensive set of 200+ readily consumable, RESTful APIs.
Agile Technology to innovate like a Neobank
Our Low code solution is quick to deploy and adapts to the requirements of your growing business.
Conceptualize and execute interfaces with to match the bank’s branding, set policies, and define workflows and customer segments.
We are highly flexible and can be tailored to meet the demands of your business.
Fully Managed Scalability and Security
You can easily orchestrate customer journeys across every touchpoint with the help of contemporary, microservices-based architecture.
You receive reduced overhead with our fully managed future-proof systems, that is always updated for the latest security patches
Fully Customisable Turn Key Apps
PayNet offers ready-to-configure applications that enable Banks, Credit Unions, and Fintechs to go to market quickly.
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Quick to deploy with your own branding
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Configure to match the bank’s workflows
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Rich set of features to delight retail and business customers
A Central Hub for Retail, Corporate and Agent Banking
Centrally customize and monitor and all products, users type and transactions.
Set granular access rights, permissions and limits.
Realtime tracking and authorisation of all customer requests
Aggregate customer data from other systems like CRM, Trade& Finance, and aggregators and BI systems
PayNet Core Functionalities
User
Management
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Registration KYC
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Agent Customer/ Merchant Groups
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Roles And Permissions
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Lifecycle Management
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Document Management
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Channel Access
Integration Management
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Secure Integrations
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IP White-Listing
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Authentication Rules
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Encryption
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Oauth Tokens
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API Management
Transaction Management
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Velocity Limits
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Fees And Commissions
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Roles And Permissions
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Authentication Rules
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AML CFT Rules
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Audit Logs Rules
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Reporting
RETAIL BANKING
We are enabling the retail banking industry with the digital-first approach by providing digital banking-first solutions. Create a unique digital experience for your customer unique needs your bank
OMNI-CHANNEL EXPERIENCE
Seamless user experience across all digital channels including mobile, tablet, internet banking, wearables and conversational banking.
360 DEGREE VIEW DASHBOARD
Customers can manage all products like savings, loans, cards, payments to have a 360-degree view of their finances
REAL-TIME INSIGHTS
Leverage advanced analytics to gain valuable customer insights to build deeper relationships and deliver relevant services to consumers.
ALERTS AND NOTIFICATION
Multimedia and multilingual omnichannel notification. Personalized real-time alerts on unusual behaviour patterns.
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GOALS AND BUDGETS TOOLS
Easy-to-use tools for financial insight. Review past spending based on categories and time intervals.
INTEGRATED REWARDS
Create custom rules to award loyalty points or cashback on events, usage or frequency of transactions, partial or full redemptions
CORPORATE BANKING
Enables banks to manage and optimize their corporate client engagement across any device and channel. Get access to a comprehensive dashboard detailing your liquidity position across accounts, upcoming payments, and receipts to make better-informed cash management decisions
BULK UPLOADS AND PAYROLLS
Supports single payment file holding multiple instructions, of different payment types
OMNICHANNEL
ONBOARDING
We enable organisations to accelerate the Omni Channel customer onboarding journey by automating and optimising the process by using an automated process
WORKFLOW MANAGEMENT
STP and Maker Checker process to go digital with an all-digital process that can be executed without paper and human involvement.
AGENT BANKING
Extending your services in the remotest areas of the country with no access to branches through agent deployments triggers Financial Inclusion. The solution offers the flexibility and agility necessary for servicing remotely working customers by enabling last-mile connectivity.
Mobile POS Integration
Integrations to POS devices for biometric authentication, Bluetooth printing and Voice Notification for door-step delivery.
Loan Origination Collection and Distribution
Easily capture loan applications in the field enables easier repayment at trusted agents.
Offline Transactions
Authentication, Onboarding and Payments are processed offline and reconciled automatically once merchants reconnect to the internet.
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Card-less Withdrawals
An innovative feature that enables ATM transactions without using cards.
Our Review Are Public & Are Verified By
Gartner
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“What Our Clients Are Saying”
PayNet is a White Label Neo-Banking Platform, for new-age financial institutions, helping them thrive in the industry through our agile cloud-native and API-first technology.
PayNet’s prebuilt modules help you with the fastest time to market without compromising on the security level.
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Products
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