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Retail Neo Banks
Savings & Credit Unions
Build a new banking product, launch it faster and at a much lower cost with our mobile banking solutions.
A ready-to-go solution for taking deposits and micro lending. Create a product like Paypal®, Alipay®, or PayTM®.
Create digital-first products and services for your non SME and Corporate clients with our ready to use module
Ready-to-deploy Apps to significantly shorten
time to market for new Mobile Banking Services
Ready to Use Modular Backend
200+ APIs to centrally manage all products.
Flexibility to add functionalities and build customer journeys as per your choice.
Build customer-centric products through our API and SDKs.
Access platform capabilities through our extensive set of 200+ readily consumable, RESTful APIs.
Fully Customisable Turn Key Apps
PayNet offers ready-to-configure applications that enable Banks, Credit Unions, and Fintechs to go to market quickly.
Quick to deploy with your own branding
Configure to match the bank’s workflows
Rich set of features to delight retail and business customers
Mobile Banking Software Features
Enables contactless payment by scanning a QR Code from the mobile.
USSD channel facilitates mobile banking platform transactions even with a basic phone
Compatible with Andriod and IOS-based mobile apps
Digital Onboarding of new customers through AI-based eKYC
Customers can access passbook - digital version of the physical passbook
Highly secure - a facility for Biometric authentication with Fingerprint and Touch ID.
Users can send money to family, friends, or colleagues with no issue using their smartphone's banking app. It reduces the need for cash and speeds up the steps of splitting bills or repaying debts
Modern biometric sensors such as fingerprint scans, facial recognition, and even iris scans can be sped by mobile banking apps for quick and easy authentication.
Instant Loan Approval
Mobile banking solutions to use AI and machine learning to analyze client data, credit scores, and financial health may speed up via quick loan approvals or pre-approvals in the app.
Mobile Wallet Integration
Users can use mobile wallets can make contactless spending, save digital copies of their credit and debit cards, and easily manage their transactions in the banking app.
Cardless ATM Withdrawals
Users can use their mobile banking app for ATM withdrawals without the need for real debit cards. Along with using a real card, the app creates a special code that the user puts in the ATM to finish the payment.
Instant Transaction Notifications
Users get quick updates on the status of their accounts through real-time transaction notifications. It improves security by warning users of any unauthorized payments & enables users to take immediate steps.
Expense Categorization Insights
Using transaction data, mobile banking apps may detect users' expenses and give relevant insights and reports. Users can use it to examine their spending habits and find areas wherein they may make save or cutbacks.
Customizable Alerts Reminders
To help users stay on top of their financial obligations, mobile banking apps offer modular alerts and notices. It may include alerts, goal tracking, alerts of low funds, or bill due dates.
PayNet Is Certified in Security
Data security is of utmost importance to PayNet. We invest heavily in ensuring that our infrastructure is comprehensive and secure by utilizing highly secured authentication, security credential, and certification standards
Account details are stored with military-grade 256-bit encryption.
All data transmission is encrypted to the HTTPS standard.
All files are transferred in compliance with OWASP standards
Authorization of all transactions completed with 2-factor auth.
“They are the domain experts who developed a series of high-quality and advanced products. The partnership with them opened up numerous opportunities for us in the ASEAN region”
Let's Talk About How We Can Support You
To Launch Mobile Banking Solutions
Get In Touch
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