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White Label Mobile Banking Solutions

Enabling banks to take a  mobile-first stance by giving ways for client Onboarding, Usage, Engagement, and Advice. 

☑️ Fully Customizable Software
☑️ Compliant with Data Security
☑️ Saas-Based Pricing  

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We Service

retail neo banks

Retail Neo Banks

Build a new banking product, launch it faster and at a much lower cost with our mobile banking solutions.

saving credit unions

Savings & Credit Unions

A ready-to-go solution for taking deposits and micro lending. Create a product like Paypal®, Alipay®, or PayTM®.

digital corporate bank

Digital Corporate Bank

Create digital-first products and services for your non SME and Corporate clients with our ready to use module 

Mobile Banking Software Features

QR code

Enable contactless payment by scanning a QR Code from the mobile.

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biometric authentication

​USSD channel facilitates mobile banking platform transactions even with a basic phone

Digital Onboarding of new customers through AI-based eKYC 

Highly secure - a facility for Biometric authentication with Fingerprint and Touch ID.

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Ready-to-deploy Apps to significantly shorten
time to market for new Mobile Banking Services

Ready to Use Modular Backend

  • 200+ APIs to centrally manage all products.

  • Build customer journeys as per your choice.

  • Build customer-centric products using and SDKs.

  • Access platform capabilities through our extensive set of 200+ readily consumable, RESTful APIs.

ready to use modular backend
fully customizable turn key apps

Fully Customisable Turn Key Apps 

PayNet offers ready-to-configure applications that enable Banks, Credit Unions, and Fintechs to go to market quickly.

  • Quick  to deploy with your own branding

  • Configure to match the bank’s workflows

  • Rich set of features to delight retail and business customers

Try Our Mobile Banking Solutions Today!

digital payments

Digital Payments

Users of banking mobile apps can send money to friends, family, or peers. It meets a financial need or helps in debt repayment.

biometric authentication

Biometric Authentication


Mobile banking apps allow the use of new biometric tools, like fingerprint, facial, and eye scans for easy and fast verification.

Instant Loan Approval

Using AI and machine learning to assess client data, credit ratings, or finances can be sped up with in-app loans or permission approvals.

Mobile Wallet Integration

Users allow contactless payments, save a digital copy of their bank and debit cards, and track their funds in the banking app.

cardless atm withdrawal

Cardless ATM Withdrawals

Users can use their mobile banking app to withdraw cash from ATMs without the requirement for physical debit cards. 

Instant Transaction Notifications

Real-time transaction notifications provid
e users with timely updates on the status of their accounts

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Expense Categorization  Insights

Users can see insights based on transaction data. It helps users to review their buying habits and find areas they can reduce or go down.

Customizable Alerts  Reminders

Send reminders and alerts to help clients on top of their budgets. Give notifi
cations, task tracking, low-funds alerts, or bill payments.

PayNet Is Certified in Security 

Data security is of utmost importance to PayNet. We invest heavily in ensuring that our infrastructure is comprehensive and secure by utilizing highly secured authentication, security credential, and certification standards

  • Account details are stored with military-grade 256-bit encryption.

  • All data transmission is encrypted to the HTTPS standard.

  • All files are transferred in compliance with OWASP standards

  • Authorization of all transactions completed with 2-factor auth.

certified in security

User Case Study
NMB Omnichannel Banking 

NMB Bank, one of Nepal's leading financial institutions, recognized the need to adapt to changing customer expectations and evolving technology trends in the banking industry.

NMB Bank Limited licensed as “A” class financial institution by Nepal Rastra Bank in May 2008 has been operating in the Nepalese Financial market for over twenty years and is one of the leading commercial banks in the banking industry.


The Bank has a Joint Venture Agreement with Nederlandse Financierings-Maatschappij voor Ontwikkelingslanden (FMO), wherein FMO holds 13.69% of the Bank’s shares and is the largest shareholder of the Bank.


In September 2016, the Bank signed a Joint Venture Agreement with Nederlandse.


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Our Review Are Public & Are Verified By


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What Our Clients Are Saying



Managing Director

United Points


Paynet's unparalleled payment expertise created a high-quality use case for today's financial needs. Partnering with them boosted our understanding and opened major opportunities across ASEAN.



Head Digital Banking

KSB Bank Ltd


Paynet's social banking module revolutionized customer interactions with swift services via Facebook Messenger and Viber, raising service standards in digital social banking.




Georgia MFI Association


Paynet's wallet solution excels with rich features, seamless transactions, reliable performance, and exceptional support, crucial for our operations.

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Let's Talk  About How We Can Support You To Launch Mobile Banking Solutions

Please Share Your Details With Us

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  • What is a Loan Management System?
    A loan management system is a software solution that enables you to easily manage your whole loan cycle. You can orchestrate a faster market launch, build consumer-friendly lending products, and remain fully compliant with local and international regulations by leveraging the Paynet LMS.
  • What are the benefits of having a loan management system?
    The benefits of a loan management system are numerous, ranging from making your lending process easier through automatic credit checks, accurate customer evaluations, and a completely online and paperless approach to assisting you in precisely visualizing your ROI by streamlining your entire lending process.
  • What are the challenges of implementing a loan management system?
    The challenges that arise in using a debt management system are minimal. While you can start experiencing the various advantages of one in no time. Also, because most architectures are entirely cloud-based with real-time support, you can save time during deployment as whatever problems happen can be modified immediately.
  • What is the approximate cost to implement a loan management system?
    As all of our offerings have been developed to scratch with each lending organization, our prices vary. Please reach out to our company's executive right now to get the most up-to-date price.


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PayNet is a White Label  Neo-Banking Platform, for new-age financial institutions, helping them thrive in the industry through our agile cloud-native and API-first technology.


PayNet’s prebuilt modules help you with the fastest time to market without compromising on the security level.

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