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White Label Mobile Banking Solutions

Enabling banks to take a  mobile-first stance by giving ways for client Onboarding, Usage, Engagement, and Advice. 

☑️ Fully Customizable Software
☑️ Compliant with Data Security
☑️ Saas-Based Pricing  

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We Service

retail neo banks

Retail Neo Banks

Build a new banking product, launch it faster and at a much lower cost with our mobile banking solutions.

saving credit unions

Savings & Credit Unions

A ready-to-go solution for taking deposits and micro lending. Create a product like Paypal®, Alipay®, or PayTM®.

digital corporate bank

Digital Corporate Bank

Create digital-first products and services for your non SME and Corporate clients with our ready to use module 

Use White Label Banking Solutions to
Digitize Your FinTech Business

Paynet offers cutting-edge white-label banking solutions to help you develop a future-centric fintech business approach.

Fast Launch

Get speedy development and modern white-label development solutions without having to go through the complex process of developing software from scratch.

Easily Scalable

We've incorporated top-notch IT tools into our solutions, empowering you to harness the latest in technology for enhanced flexibility and scalability.

Quick Implemented

Incorporating third-party APIs accelerates the creation of digital platforms, retaining the advanced features of existing banking software.

Unlimited Possibilities

Smart contract coding manages an entirely decentralised platform's workforce, operations, and user interface. The platform functions according to access levels and roles.

Benefits Of Using White Label Mobile Banking Solutions

PayNet's white-label mobile banking solutions are really popular right now. Curious about why they’re such a hit? Let's check out some of their key benefits.

Practical and Efficient

These days, everyone is looking for smart and straightforward ways to handle their money, and that’s where white label digital banking services come in handy.

Effort Saver

Fintech companies use our white label banking services to easily offer more financial products without building everything from scratch.


We offer fully customized white label banking solutions designed to meet the unique needs of businesses in niche markets.

Mobile Banking Software Features

QR code

Enable contactless payment by scanning a QR Code from the mobile.

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biometric authentication

​USSD channel facilitates mobile banking platform transactions even with a basic phone

Digital Onboarding of new customers through AI-based eKYC 

Highly secure - a facility for Biometric authentication with Fingerprint and Touch ID.

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Ready-to-deploy Apps to significantly shorten
time to market for new Mobile Banking Services

digital payments

Digital Payments

Users of banking mobile apps can send money to friends, family, or peers. It meets a financial need or helps in debt repayment.

biometric authentication

Biometric Authentication


Mobile banking apps allow the use of new biometric tools, like fingerprint, facial, and eye scans for easy and fast verification.

Instant Loan Approval

Using AI and machine learning to assess client data, credit ratings, or finances can be sped up with in-app loans or permission approvals.

Mobile Wallet Integration

Users allow contactless payments, save a digital copy of their bank and debit cards, and track their funds in the banking app.

Try Our Mobile Banking Solutions Today!

cardless atm withdrawal

Cardless ATM Withdrawals

Users can use their mobile banking app to withdraw cash from ATMs without the requirement for physical debit cards. 

Instant Transaction Notifications

Real-time transaction notifications provid
e users with timely updates on the status of their accounts

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Expense Categorization  Insights

Users can see insights based on transaction data. It helps users to review their buying habits and find areas they can reduce or go down.

Customizable Alerts  Reminders

Send reminders and alerts to help clients on top of their budgets. Give notifi
cations, task tracking, low-funds alerts, or bill payments.

Cost-effective Software-As-A-Service Solutions

Revolutionizing banking with seamless, API-driven white-label services for faster, reliable, and tailored experiences.

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Beyond the added security, borrowers prefer the ease of use and speed of biometric authentication over complex passwords.

2 factor authentication

2F Authentication

By requiring an extra verification step, two-factor authentication on our digital banking platform provides an additional layer of protection.

fraud prevention

Fraud Prevention

To control cross-site frauds that can safe user information, our white-label solution blocks anonymous, unsafe, or fraudulent requests.

User Case Study
NMB Omnichannel Banking 

NMB Bank, one of Nepal's leading financial institutions, recognized the need to adapt to changing customer expectations and evolving technology trends in the banking industry.

NMB Bank Limited licensed as “A” class financial institution by Nepal Rastra Bank in May 2008 has been operating in the Nepalese Financial market for over twenty years and is one of the leading commercial banks in the banking industry.


The Bank has a Joint Venture Agreement with Nederlandse Financierings-Maatschappij voor Ontwikkelingslanden (FMO), wherein FMO holds 13.69% of the Bank’s shares and is the largest shareholder of the Bank.


In September 2016, the Bank signed a Joint Venture Agreement with Nederlandse.


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What Our Clients Are Saying



Managing Director

United Points


Paynet's unparalleled payment expertise created a high-quality use case for today's financial needs. Partnering with them boosted our understanding and opened major opportunities across ASEAN.



Head Digital Banking

KSB Bank Ltd


Paynet's social banking module revolutionized customer interactions with swift services via Facebook Messenger and Viber, raising service standards in digital social banking.




Georgia MFI Association


Paynet's wallet solution excels with rich features, seamless transactions, reliable performance, and exceptional support, crucial for our operations.

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Let's Talk  About How We Can Support You To Launch Mobile Banking Solutions

Book your demo today!

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  • What is a Loan Management System?
    A loan management system is a software solution that enables you to easily manage your whole loan cycle. You can orchestrate a faster market launch, build consumer-friendly lending products, and remain fully compliant with local and international regulations by leveraging the Paynet LMS.
  • What are the benefits of having a loan management system?
    The benefits of a loan management system are numerous, ranging from making your lending process easier through automatic credit checks, accurate customer evaluations, and a completely online and paperless approach to assisting you in precisely visualizing your ROI by streamlining your entire lending process.
  • What are the challenges of implementing a loan management system?
    The challenges that arise in using a debt management system are minimal. While you can start experiencing the various advantages of one in no time. Also, because most architectures are entirely cloud-based with real-time support, you can save time during deployment as whatever problems happen can be modified immediately.
  • What is the approximate cost to implement a loan management system?
    As all of our offerings have been developed to scratch with each lending organization, our prices vary. Please reach out to our company's executive right now to get the most up-to-date price.


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