What is neobanking platform?

A Neobank is a digital bank that does not have any offices or branches because it operates purely online. Neo banking is a broad range of financial service providers focused on tech-savvy customers.

What are the features of neobanking?

Neobanks generally target unbanked or underserved populations, offering benefits such as fee-free accounts, early access to direct deposits, and mobile app-based banking. Digital banks, on the other hand, have been operating for a while and are usually branches of traditional physical banks.

What are the challenges of neobanking?

Yet businesses faced several hurdles, such as regulatory compliance, security risks, and client retention and acquisition. With these constraints, neobanks have a bright future ahead.

Which are the best neobanks in India?

Razorpay is the greatest Neobank in India, as it is all digital and can be installed on your phone. Other neo-banks include Fi Money, Open Money, Jupiter, Niyo, and PayNet Systems.

White Label Neo Banking Platform

Build a Fully Digital Experience for Your Clients Using Our Market-Ready White-Label Banking Software Platform.

☑️ Fully Customizable Software
☑️ Compliant with Data Security
☑️ Saas-Based Pricing

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Who Are We

PayNet is a Neo Banking Software Platform, for new-age financial institutions, helping them thrive in the industry through our agile cloud-native and API-first technology.

1 Bn Transactions

14 Countries

10 Million Users

We have developed our technology over time to make those we serve easier by providing high-quality, easy-to-deploy modular software. PayNet Systems contains prebuilt modules to enable you to get to market quickly without compromising security.

PayNet Offerings

Mobile Banking

Transforming banks with a mobile-first approach by giving ways for client Onboarding, Usage, Engagement, and Advice.

Corporate

Banking

We can build a fully digital experience for all the company's clients via our ready-to-market White-Label banking services.

Conversational Banking

Use WhatsApp business chatbots to run your company. Users are notified, queries are quickly resolved, and sales leads are compiled.

Payments & Collections

Ready-for-use payment system offers clients and companies a safe, easy-to-use pre-built platform.

Mobile Wallet

We can deploy mobile wallets for clients via our Market-Ready White-label wallet platform.

Engagement Banking

It builds trusted and crucial bonds with organizations and their clients using modern technology via customer-focused tactics.

Ready to Use Modular Backend

200+ APIs to centrally manage all products.
Flexibility to build customer journeys
Build customer-centric products using SDKs.
Access platform capabilities through our extensive set of 200+ readily consumable, RESTful APIs.

Fully Customisable Turn Key Apps

PayNet offers a ready-to-configure software system that enables Banks, Credit Unions, and Fintechs to go to market quickly.

Quick to deploy with your own branding
Configure to match the bank’s workflows
Rich set of features to delight retail and business customers

PayNet is Certified in Security

PayNet invest heavily in ensuring infrastructure is comprehensive and secure by utilizing highly secured authentication, software security credential, and certification standards

Details are stored with military-grade 256-bit encryption.
All data transmission is encrypted to the HTTPS standard.
All files are transferred in compliance with OWASP standards
Authorization of all transactions completed with 2-factor auth.

Why PayNet?

10x Faster Time To Market

Fully Compliant
Tech Stack

Saas-Based Pricing Model

Trusted By Financial Institutions Across Globe

Our Review Are Public & Are Verified By

Gartner

What Our Clients Are Saying

VINCENT LI

Managing Director

United Points

Singapore

Paynet's unparalleled payment expertise created a high-quality use case for today's financial needs. Partnering with them boosted our understanding and opened major opportunities across ASEAN.

SAURAV SHRESTHA

Head Digital Banking

KSB Bank Ltd

Nepal

Paynet's social banking module revolutionized customer interactions with swift services via Facebook Messenger and Viber, raising service standards in digital social banking.

ARCHIL BAKURADZE

Chairman

Georgia MFI Association

Georgia

Paynet's wallet solution excels with rich features, seamless transactions, reliable performance, and exceptional support, crucial for our operations.

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FAQs

PayNet is a White Label Neo-Banking Platform, for new-age financial institutions, helping them thrive in the industry through our agile cloud-native and API-first technology.

PayNet’s prebuilt modules help you with the fastest time to market without compromising on the security level.