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White Label
Neo Banking Platform

Build a Fully Digital Experience for Your Clients Using Our Market-Ready White-Label Banking Software Platform.

☑️ Fully Customizable Software
☑️ Compliant with Data Security
☑️ Saas-Based Pricing  





Who Are We

PayNet is a  Neo Banking Software Platform, for new-age financial institutions, helping them thrive in the industry through our agile cloud-native and API-first technology.

1 Bn Transactions

14 Countries


10 Million Users

We have developed our technology over time to make those we serve easier by providing high-quality, easy-to-deploy modular software. PayNet Systems contains prebuilt modules to enable you to get to market quickly without compromising security.

PayNet Offerings

Mobile Banking

Revolutionizing banks with mobile-first methods for client Onboarding, Usage, Engagement, and Advice.

conversational banking

Conversational Banking

Leverage WhatsApp chatbots for efficient notifications, quick query resolution, and streamlined sales lead compilation.

Digital Wallet

We can deploy mobile wallets for clients via our Market-Ready White-label wallet platform.

Corporate Banking

Our White-Label banking services enable a fully digital experience for all company clients, ready for market.

mobile wallet

Payments & Collections

Ready-for-use payment system offers clients and companies a safe, easy-to-use pre-built platform.

Engagement Banking

It builds vital trust between organizations and clients using modern, customer-focused tech.

Ready to Use Modular Backend

  • 200+ APIs to centrally manage all products.

  • Flexibility to  build customer journeys

  • Build customer-centric products using SDKs.

  • Access platform capabilities through our extensive set of 200+ readily consumable, RESTful APIs.

ready to use modular backend

Fully Customisable Turn Key Apps 

PayNet offers a ready-to-configure software system that enables Banks, Credit Unions, and Fintechs to go to market quickly.

  • Quick  to deploy with your own branding

  • Configure to match the bank’s workflows

  • Rich set of features to delight retail and business customers

PayNet is Certified in Security 

PayNet invest heavily in ensuring infrastructure is comprehensive and secure by utilizing highly secured authentication, software security credential, and certification standards

  • Details are stored with military-grade 256-bit encryption.

  • All data transmission is encrypted to the HTTPS standard.

  • All files are transferred in compliance with OWASP standards

  • Authorization of all transactions completed with 2-factor auth.

certified in security
Why PayNet?
10x faster time to market

10x Faster Time To Market

Fully compliant Tech Stack

Fully Compliant
Tech Stack

access to source code

Saas-Based Pricing Model

Trusted By Financial Institutions Across Globe  

Our Review Are Public & Are Verified By


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get app rating app
capterra rating app

What Our Clients Are Saying



Managing Director

United Points


Paynet's unparalleled payment expertise created a high-quality use case for today's financial needs. Partnering with them boosted our understanding and opened major opportunities across ASEAN.



Head Digital Banking

KSB Bank Ltd


Paynet's social banking module revolutionized customer interactions with swift services via Facebook Messenger and Viber, raising service standards in digital social banking.




Georgia MFI Association


Paynet's wallet solution excels with rich features, seamless transactions, reliable performance, and exceptional support, crucial for our operations.

Start Building Your Neo Bank 10x Faster 🚀

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  • What is a Loan Management System?
    A loan management system is a software solution that enables you to easily manage your whole loan cycle. You can orchestrate a faster market launch, build consumer-friendly lending products, and remain fully compliant with local and international regulations by leveraging the Paynet LMS.
  • What are the benefits of having a loan management system?
    The benefits of a loan management system are numerous, ranging from making your lending process easier through automatic credit checks, accurate customer evaluations, and a completely online and paperless approach to assisting you in precisely visualizing your ROI by streamlining your entire lending process.
  • What are the challenges of implementing a loan management system?
    The challenges that arise in using a debt management system are minimal. While you can start experiencing the various advantages of one in no time. Also, because most architectures are entirely cloud-based with real-time support, you can save time during deployment as whatever problems happen can be modified immediately.
  • What is the approximate cost to implement a loan management system?
    As all of our offerings have been developed to scratch with each lending organization, our prices vary. Please reach out to our company's executive right now to get the most up-to-date price.


Latest Global Neobanking News  

🌍 HSBC adds savings tool to mobile app..

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PayNet is a White Label  Neo-Banking Platform, for new-age financial institutions, helping them thrive in the industry through our agile cloud-native and API-first technology.


PayNet’s prebuilt modules help you with the fastest time to market without compromising on the security level.




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