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White Label
Fintech Platform

PayNet White label Fintech app development platform is a feature-rich, fully customizable solution market ready to expedite your go-to-market time.

☑️ Fully Customizable Software
☑️ Compliant with Data Security
☑️ Saas-Based Pricing  

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Who Are We

At PayNet, we've perfected our technology to simplify our customers' lives with high-quality, easy-to-deploy products. Our prebuilt modules ensure the fastest time to market without compromising security.

7+ Years of


14   Countries


10   Mn


$1   Bn


White Label Fintech Software Development Company For All Type Of Financial Institutions


Banks and NBFC

digital wallets

SACCO and Credit Unions 

corporate bank

Fintechs and StartUps 

Build a new banking product, and launch it faster and at a much lower cost with our white-label banking software as a service

A ready-to-go solution for EMIs and PIs (including AISPs and PISPs). Create a product like Paypal®, Alipay®, or PayTM®.

Reduce your time to market by at least 50% by using your bank for business clients on the Paynet white-label fintech platform.

Our Financial Software Development Covers Diverse Use Cases

We excel in fintech app development, offering a broad range of cutting-edge features and functionalities.

banking app development

Banking App Development

Revolutionize banking with our customized financial software development services. Create user-focused applications such as mobile banking apps and digital wallets using our fintech app development expertise.

What Are the Benefits of Our FinTech App Development Solutions?

Launch Faster

By deploying trustworthy software as an infrastructure for your bank, businesses can skip having to start from scratch.

Scale Smoothly

We assist companies in achieving three goals via our carefully picked yet highly versatile specific stack: growth, agility, and safety. 

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Personalize without Restrictions

Beginning with employee & client web interfaces, extra functions, positions as well as access levels.

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Integrate Easily

Clients can easily take care of all of their banking needs in one location due to the API-first architecture white-label fintech platform.

Make Informed Decisions

Make an analytic panel &visualize data on all aspects of the company to build data-driven solutions that enhance user satisfaction.

 Multi-Platform Compatibility

Seamless operation across different devices, & service providers so users have a consistent experience & extend the reach of your app.

Why Choose Us For Fintech App Development?

100% Customized


100% Customized Solution


Highly Robust &
Scalable Solution

Endless IntegrationsSolution
Dedicated Support
Highly Robust & Scalable Solution

Wide Range of Fintech Software

Development Solutions

As a top-tier financial software development company, we provide high-performance FinTech solutions customized to propel your business toward success.

Digital Wallets

Digital Wallets

With our software expertise, we enable NFC/QR transactions, easy global transfers, & secure mobile payments via smartphones.

Accounting Software

Introduce mobile solutions for managing financial data, including assets, liabilities, and cash information.

Lending Software

Lending  Software

We specialize in developing lending and mortgage solutions, including mortgage calculators and automated advisory platforms.

Intuitive Payment System

Digital Payment System

Develop advanced payment processors for real-time transactions with our finance app service, regardless of concurrency rates.

POS solution

POS solution

Count on our financial app developers to create POS for merchants facilitating payments from walk-in customers.

Dynamic KYC Platforms

Dynamic KYC Platforms

Develop KYC-integrated financial platforms for managing compliance and policies throughout the client lifecycle.

PayNet Offerings

Mobile Banking

Revolutionizing banks with mobile-first methods for client Onboarding, Usage, Engagement, and Advice.

conversational banking

Conversational Banking

Leverage WhatsApp chatbots for efficient notifications, quick query resolution, and streamlined sales lead compilation.

Digital Wallet

We can deploy mobile wallets for clients via our Market-Ready White-label wallet platform.

Loan Management Software

Manage all loans and credit card processes efficiently with comprehensive loan management software features accessible from one screen.

mobile wallet

Payments & Collections

Ready-for-use payment system offers clients and companies a safe, easy-to-use pre-built platform.

Engagement Banking

It builds vital trust between organizations and clients using modern, customer-focused tech.

In-House Development vs. Our White-Label Software

Choosing whether to build your own PSP or use a white-label solution? Compare the costs, time, and resources involved to make the best choice for your business.

Development Cost

Building from scratch

Building a proficient development team is expensive and time-consuming.

With white-label software

Reduced initial investment through a cost-effective subscription model that adapts to your business needs.

Time To Market

Longer phases of development delay the entry into the market.

Rapid deployment with a entirely tested, ready-to-use platform.

Technology Costs

Substantial costs for setup and maintenance.

All costs are included to ensure transparency and savings.


Requires diverse teams for support, monitoring, fraud prevention, and account management, which is tough and resource-heavy.

PayNet provides an all-inclusive 'expert payment team that includes all key roles and tasks, simplifying processes and cutting out intricacy.


Creating bespoke payment integrations is time-consuming and technically demanding.

PayNet offers 200+ APIs with ready-to-use payment connectors, making deployment faster

PCI DSS Certification

Achieving PCI DSS compliance can take months due to extensive processes.

Comes with PCI DSS and other standards compliance built-in.

Technology Stack We Use

User Interface


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Monitoring & Analytics

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microsoft azure
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Security Protocols

pci dss certified

PCI DSS Certified

We build with PCI DSS, ISO, and OWASP guidelines. With your database kept on your servers - You can forget about compliance issues.

rest api integration

REST API Integration

As a top FinTech mobile app development company, we optimize FinTech app speed by implementing REST protocols in backend coding.

biometric authentication

Biometric Authentication

Enhance security and user experience in your fintech software with biometric authentication, making it a trusted choice for financial transactions.

ssl encryption

 SSL Encryption

Opt for fintech mobile app development with SSL certificates to safeguard data from third-party theft by encrypting user-server communications.

Our Review Are Public & Are Verified By


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What Our Clients Are Saying



Managing Director

United Points


Paynet's unparalleled payment expertise created a high-quality use case for today's financial needs. Partnering with them boosted our understanding and opened major opportunities across ASEAN.



Head Digital Banking

KSB Bank Ltd


Paynet's social banking module revolutionized customer interactions with swift services via Facebook Messenger and Viber, raising service standards in digital social banking.




Georgia MFI Association


Paynet's wallet solution excels with rich features, seamless transactions, reliable performance, and exceptional support, crucial for our operations.

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  • What is a Loan Management System?
    A loan management system is a software solution that enables you to easily manage your whole loan cycle. You can orchestrate a faster market launch, build consumer-friendly lending products, and remain fully compliant with local and international regulations by leveraging the Paynet LMS.
  • What are the benefits of having a loan management system?
    The benefits of a loan management system are numerous, ranging from making your lending process easier through automatic credit checks, accurate customer evaluations, and a completely online and paperless approach to assisting you in precisely visualizing your ROI by streamlining your entire lending process.
  • What are the challenges of implementing a loan management system?
    The challenges that arise in using a debt management system are minimal. While you can start experiencing the various advantages of one in no time. Also, because most architectures are entirely cloud-based with real-time support, you can save time during deployment as whatever problems happen can be modified immediately.
  • What is the approximate cost to implement a loan management system?
    As all of our offerings have been developed to scratch with each lending organization, our prices vary. Please reach out to our company's executive right now to get the most up-to-date price.


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