What is a buy now, pay later platform?

Buy now, pay later (BNPL) is a payment mechanism that allows buyers to acquire goods and services without committing to the entire amount in advance.

How does BNPL payment work?

BNPL allows customers to make purchases and pay for them in installments over time. The merchant receives full payment upfront, while the customer repays the purchase amount in fixed payments.

How is BNPL different from EMI?

BNPL allows customers to make purchases and pay for them in installments over time without interest, while EMI involves paying for purchases in fixed installments over a set period with added interest charges.

Repaying BNPL loans on time can boost your credit score by reflecting ethical spending habits. Still, missed or delayed payments could your rating.

White Label
Buy Now Pay Later Solution

Supercharge Your Merchants,

Elevate Customer Experience, Drive Daily Transactions, and Enable Instant Merchant Lending with BNPL

☑️ Rapid Implementation
☑️ Instant Approvals
☑️ Secure Transactions

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PayNet BNPL Platform Unleash Growth Across Industries

Merchants, Banks, and Payment Service Providers gear up for a transformative solution that amplifies your success by increasing revenue by up to 30%

Payment Service Providers

Boost Your Transaction Volumes

Our solution enhances the customer experience, driving increased daily transactions and fostering long-term loyalty.

Banks and NBFCs

Grow Your Loan Book Sustainable

Foster merchant lending instantly, and position yourself at the forefront of sustainable growth.

Merchant Acquirers

Transform the Payment Landscape

PSPs can revolutionize the payment landscape by enabling your merchants to offer flexible payment plans, attracting a wider audience

How Do Buy Now Pay Later Solution Work?

Digital Customer Identification

Verification requires only a mobile phone or laptop.

Automatic Customer Evaluation

Automated evaluation in seconds, with digital sharing of bank account history.

Automated Installment Payments

In the most convenient way possible.

Digital Contract Signing

Online contract signing with a mobile phone in your pocket.

Key Features PayNet Buy Now Pay Later Platform

Instant Approval: No more waiting. Get approved instantly, and complete the purchase in minutes.

Rapid Implementation: White-label solutions come pre-built, which cuts time and cost execution.

Operational Efficiency: Focus on core skills while using a pre-built BNPL platform raises yield.

Secure Transactions: Buy with trust. Our secure payment platform keeps your data safe at all times.

Why Choose PayNet White-Label BNPL Platforms?

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Speed to Market

Benefit from PayNet's ready-to-deploy solution, accelerating your entry into the BNPL market.

Seamless Integration

Work with any e-commerce platform or physical point of sale in-store.

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Customization

Tailor the platform to align with your brand, ensuring a seamless and branded user experience.

White-Label

Available as a white-labeled product for an impeccable brand experience in worldwide markets.

A Comprehensive Guide BNPL for Banking Executives

In recent years, the financial landscape has witnessed a transformative trend with the emergence of Buy Now Pay Later (BNPL) services....

How Does Buy Now Pay Later Work For Merchants?

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In the fast-evolving financial technology landscape, PayNet emerges as a trailblazer with its cutting-edge Neo Banking Software Platform....

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What Our Clients Are Saying

VINCENT LI

Managing Director

United Points

Singapore

Paynet's unparalleled payment expertise created a high-quality use case for today's financial needs. Partnering with them boosted our understanding and opened major opportunities across ASEAN.

SAURAV SHRESTHA

Head Digital Banking

KSB Bank Ltd

Nepal

Paynet's social banking module revolutionized customer interactions with swift services via Facebook Messenger and Viber, raising service standards in digital social banking.

ARCHIL BAKURADZE

Chairman

Georgia MFI Association

Georgia

Paynet's wallet solution excels with rich features, seamless transactions, reliable performance, and exceptional support, crucial for our operations.

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Start Building Your Buy Now Pay Later Platform

FAQs

PayNet is a White Label Neo-Banking Platform, for new-age financial institutions, helping them thrive in the industry through our agile cloud-native and API-first technology.

PayNet’s prebuilt modules help you with the fastest time to market without compromising on the security level.