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Digital Banking
Solutions

Enabling the banking industry with the digital-first approach by providing solutions to Onboard, Service, Engage and Support their customers. 

☑️ Fully Customizable Software
☑️ Compliant with Data Security
☑️ Access To Source Code

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Digtal Banking For Any Financial Institutions
Get the best soluton for your bank or credit union

Ready to Use Modular Backend

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  • 200+ APIs to centrally manage all products.

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  • Flexibility to add functionalities and build customer journey as per your choice.

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  • Build customer-centric products through our API and SDKs.

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  • Access platform capabilities through our extensive set of 200+ readily consumable, RESTful APIs.

single codebase
Agile technology

Agile Technology to innovate like a Neobank

Our Low code solution is quick to deploy and adapts to the requirements of your growing business.

Conceptualize and execute interfaces with to match the bank’s branding, set policies, and define workflows and customer segments.

We are highly flexible and can be tailored to meet the demands of your business.

Fully Managed
Scalability and Security 

You can easily orchestrate customer journeys across every touchpoint with the help of contemporary, microservices-based architecture.

You receive reduced overhead with our fully managed future-proof systems, that is always updated for latest security patches

full managed scalability and security
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 Fully Customisable Turn Key Apps 

PayNet offers ready-to-configure applications that enable Banks, Credit Unions, and Fintechs to go to market quickly.

  • Quick  to deploy with your own branding

  • Configure to match the bank’s workflows

  • Rich set of features to delight retail and business customers

A Central Hub for Retail, Corporate and Agent Banking

decentralized
access-denied
eye-tracking
database

Centrally customize and monitor and all products, users type and transactions.

Set granular access rights, permissions and limits.

Realtime tracking and authorisation of all customer requests

Aggregate customer data from other systems like CRM, Trade& Finance, and aggregators and BI systems

PayNet Core Functionalities

User
Management

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  • Registration KYC

  • Agent Customer/ Merchant Groups

  • Roles And Permissions

  • Lifecycle Management

  • Document Management 

  • Channel Access

Integration Management

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  • Secure Integrations

  • IP White-Listing

  • Authentication Rules

  • Encryption

  • Oauth Tokens

  • API Management

Transaction Management

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  • Velocity Limits

  • Fees And Commissions

  • Roles And Permissions

  • Authentication Rules

  • AML CFT Rules 

  • Audit Logs Rules

  • Reporting

RETAIL BANKING

We are enabling the retail banking industry with the digital-first approach by providing digital-first solutions. Create a unique digital experience for your customer unique needs  your bank

omnichannel

OMNI-CHANNEL EXPERIENCE

Seamless user experience across all digital channels including mobile, tablet, internet banking, wearables and conversational banking.

360 degree view

360 DEGREE VIEW DASHBOARD

Customers can manage all products like savings, loans, cards, payments to have a 360-degree view of their finances

real-time

REAL-TIME INSIGHTS

Leverage advanced analytics to gain valuable customer insights to build deeper relationships and deliver relevant services to consumers.

alert

ALERTS AND NOTIFICATION

Multimedia and multilingual omnichannel notification. Personalized real-time alerts on unusual behaviour patterns.

goal and budgets

GOALS AND BUDGETS TOOLS

Easy-to-use tools for financial insight. Review past spending based on categories and time intervals.

integrated

INTEGRATED REWARDS

Create custom rules to award loyalty points or cashback on events, usage or frequency of transactions, partial or full redemptions

CORPORATE BANKING

Enables banks to manage and optimize their corporate client engagement across any device and channel. Get access to a comprehensive dashboard detailing your liquidity position across accounts, upcoming payments and receipts to make better-informed cash management decisions

bulk uploads and payrolls

BULK UPLOADS AND PAYROLLS

Supports single payment file holding multiple instructions, of different payment types

trade finance

OMNICHANNEL
ONBOARDING

We enable organisations to accelerate the Omni Channel customer onboarding journey by automating and optimising the process by using an automated process

workflow management

WORKFLOW MANAGEMENT

STP and Maker Checker process to go digital with an all-digital process that can be executed without paper and human involvement.

AGENT BANKING

Extend your services in the remotest areas of the country with no access to branches through agent deployments triggers Financial Inclusion. The solution offers the flexibility and agility necessary for servicing remotely working customers by enabling last-mile connectivity.

mobile-pos

Mobile POS Integration

Integrations to POS devices for biometric authentication, Bluetooth printing and Voice Notification for door-step delivery.

loan origination

Loan Origination Collection and Distribution

Easily capture loan applications in the field enables easier repayment at trusted agents.

offline transactions

Offline Transactions

Authentication, Onboarding and Payments are processed offline and reconciled automatically once merchants reconnect to the internet.

card-less atm

Card-less Withdrawals

An innovative feature that enables ATM transactions without using cards.

Our Review Are Public & Are Verified By Gartner 

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Happy Clients

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Vicent Li
Managing Director
United Points

“They are the domain experts who developed a series of high-quality and advanced products. The partnership with them opened up numerous opportunities for us in the ASEAN region”

Start Building Your Fintech 10X Faster 🚀

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