top of page

White Label
Neo Banking Platform

Build a Fully Digital Experience for Your Clients Using Our Market-Ready White-Label Banking Software Platform.

☑️ Fully Customizable Software
☑️ Compliant with Data Security
☑️ Saas-Based Pricing  





Who Are We

PayNet is a  Neo Banking Software Platform, for new-age financial institutions, helping them thrive in the industry through our agile cloud-native and API-first technology.

1 Bn Transactions

14 Countries


10 Million Users

We have developed our technology over time to make those we serve easier by providing high-quality, easy-to-deploy modular software. PayNet Systems contains prebuilt modules to enable you to get to market quickly without compromising security.

PayNet Offerings

Mobile Banking

Revolutionizing banks with mobile-first methods for client Onboarding, Usage, Engagement, and Advice.

conversational banking

Conversational Banking

Leverage WhatsApp chatbots for efficient notifications, quick query resolution, and streamlined sales lead compilation.

Digital Wallet

We can deploy mobile wallets for clients via our Market-Ready White-label wallet platform.

Corporate Banking

Our White-Label banking services enable a fully digital experience for all company clients, ready for market.

mobile wallet

Payments & Collections

Ready-for-use payment system offers clients and companies a safe, easy-to-use pre-built platform.

Engagement Banking

It builds vital trust between organizations and clients using modern, customer-focused tech.

Ready to Use Modular Backend

  • 200+ APIs to centrally manage all products.

  • Flexibility to  build customer journeys

  • Build customer-centric products using SDKs.

  • Access platform capabilities through our extensive set of 200+ readily consumable, RESTful APIs.

ready to use modular backend

Fully Customisable Turn Key Apps 

PayNet offers a ready-to-configure software system that enables Banks, Credit Unions, and Fintechs to go to market quickly.

  • Quick  to deploy with your branding

  • Configure to match the bank’s workflows

  • Rich set of features to delight retail and business customers

PayNet is Certified in Security 

PayNet invests heavily in ensuring infrastructure is comprehensive and secure by utilizing highly secured authentication, software security credentials, and certification standards

  • Details are stored with military-grade 256-bit encryption.

  • All data transmission is encrypted to the HTTPS standard.

  • All files are transferred in compliance with OWASP standards

  • Authorization of all transactions completed with 2-factor auth.

certified in security
Why PayNet?
10x faster time to market

10x Faster Time To Market

Fully compliant Tech Stack

Fully Compliant
Tech Stack

access to source code

Saas-Based Pricing Model

In-House Development vs. Paynet Systems White-Label Software

Choosing whether to build your own PSP or use a white-label solution? Compare the costs, time, and resources involved to make the best choice for your business.

Development Cost

Building from scratch

Building a proficient development team is expensive and time-consuming.

With white-label software

Reduced initial investment through a cost-effective subscription model that adapts to your business needs.

Time To Market

Longer phases of development delay the entry into the market.

Rapid deployment with a entirely tested, ready-to-use platform.

Technology Costs

Substantial costs for setup and maintenance.

All costs are included to ensure transparency and savings.


Requires diverse teams for support, monitoring, fraud prevention, and account management, which is tough and resource-heavy.

PayNet provides an all-inclusive 'expert payment team that includes all key roles and tasks, simplifying processes and cutting out intricacy.


Creating bespoke payment integrations is time-consuming and technically demanding.

PayNet offers 200+ APIs with ready-to-use payment connectors, making deployment faster

PCI DSS Certification

Achieving PCI DSS compliance can take months due to extensive processes.

Comes with PCI DSS and other standards compliance built-in.

Trusted By Financial Institutions Across Globe  

Our Review Are Public & Are Verified By


software advice rating app
get app rating app
capterra rating app

What Our Clients Are Saying



Managing Director

United Points


Paynet's unparalleled payment expertise created a high-quality use case for today's financial needs. Partnering with them boosted our understanding and opened major opportunities across ASEAN.



Head Digital Banking

KSB Bank Ltd


Paynet's social banking module revolutionized customer interactions with swift services via Facebook Messenger and Viber, raising service standards in digital social banking.




Georgia MFI Association


Paynet's wallet solution excels with rich features, seamless transactions, reliable performance, and exceptional support, crucial for our operations.

Start Building Your Neo Bank 10x Faster 🚀

website rosa (3).jpg

Thanks for submitting your information. We will get back to you ASAP.

  • What is a Loan Management System?
    A loan management system is a software solution that enables you to easily manage your whole loan cycle. You can orchestrate a faster market launch, build consumer-friendly lending products, and remain fully compliant with local and international regulations by leveraging the Paynet LMS.
  • What are the benefits of having a loan management system?
    The benefits of a loan management system are numerous, ranging from making your lending process easier through automatic credit checks, accurate customer evaluations, and a completely online and paperless approach to assisting you in precisely visualizing your ROI by streamlining your entire lending process.
  • What are the challenges of implementing a loan management system?
    The challenges that arise in using a debt management system are minimal. While you can start experiencing the various advantages of one in no time. Also, because most architectures are entirely cloud-based with real-time support, you can save time during deployment as whatever problems happen can be modified immediately.
  • What is the approximate cost to implement a loan management system?
    As all of our offerings have been developed to scratch with each lending organization, our prices vary. Please reach out to our company's executive right now to get the most up-to-date price.


logo paynet

PayNet is a White Label  Neo-Banking Platform, for new-age financial institutions, helping them thrive in the industry through our agile cloud-native and API-first technology.


PayNet’s prebuilt modules help you with the fastest time to market without compromising on the security level.

Stay Inspired never stop learning



  • Facebook
  • Twitter
  • LinkedIn
  • YouTube

© 2023  PayNet. All rights reserved. 

bottom of page